Our Services
At Pi Financial Services, we provide an extensive range of financial solutions to cater to your diverse needs. Our offerings include:
Commercial Loans
Whether you're starting a new business or expanding an existing one, securing the right commercial loan is crucial. Our team of commercial loan specialists will help you navigate the myriad of loan options available, carefully evaluating your needs and financial situation to recommend the best financing solution. From small business loans to large-scale commercial property financing, we've got you covered.
First Home Buyers
Purchasing your first property can be an overwhelming process, and there may be steps that you are unsure of or unaware of. We will guide you and walk you through all of the steps involved in the buying process.
Refinance
Refinancing could help you take advantage of a better deal, such as a lower interest rate, which could save thousands of dollars off the lifetime cost of a loan. It can also assist in increasing the borrowing capacity and enable you to buy your next investment property. We can refinance your loans at no charge from us.
Investment Home Loan
We will assess your borrowing capacity with different lenders and guide you in selecting the best investment home loan designed to meet your investment goals. Not all lenders are the same, and interest rates are higher on investment loans. Hence we will guide you with the best possible options suitable to you.
SMSF Loans
If you’re thinking about leveraging your SMSF to invest in property, we can assess your SMSF borrowing capacity. You can then invest in property using your Superannuation funds as a deposit. We will guide you step by step in finding the right strategy.
Buying Your Next Home
Even when you have done it before, buying a new home can be daunting. There are so many different challenges to overcome, including finding a home and getting the best value home loan. We shall guide you step by step to determine how much you can afford, determine the budget for buying a new home, and find the right home loan.
Construction Home Loan
Construction loan is helpful for those who plan to build their own home rather than purchase an established property. It differs from a traditional mortgage in that it allows you to progressively draw money from the loan throughout the construction process while only paying interest on the amount you use. We have lenders on the panel who offer incentives for newly built homes.
Land Purchase
Lenders can take a more conservative approach to land loans than other types of home loans, as they are perceived as riskier. This is due, in part, to the potential for land prices to fluctuate and the perception that land can take longer to sell. We can guide you to find the right lender.
Bridging Loans
Let’s say you’ve found the house you want but haven’t sold the one you’re in. You’ll need finance to meet the gap between receiving funds from the sale of your existing home and buying your new property. It’s essentially giving you a line of credit to cover the ‘bridge’ between purchasing the new property and receiving settlement funds on the old. Not every lender provides a bridging loan.
Buying at Auction
Buying a property at auction is a nerve-wracking and exciting task. We are here to help make the process as seamless as possible. We can help you get Conditional Approval for a low-rate home loan quickly, so you can confidently make an offer.
Preapproval for Home Loan
Home loan pre-approval (or conditional approval) means that a lender has agreed, in principle, to lend you money towards the purchase of your home but hasn't proceeded to full or final approval. Getting pre-approved for your home loan allows you to look – and enquire – with confidence.
Vehicle Finance
We can help you get the keys to your dream car sooner with our low-rate fixed and variable loans for new or used cars. Some banks offer a special discount specifically for EVs to encourage you to be more environmentally conscious and be rewarded for it.
Commercial Finance
A commercial loan is designed to help you invest in commercial property, fund business operations, or buy business equipment. A commercial loan typically uses commercial property as security. Typically a commercial property provides higher rental returns, and investors are keen on including them as part of their investment portfolio.
Personal Loan
A personal loan lets you borrow money to pay for something special, like a holiday, home renovations, or even your wedding. Getting the best deal on a personal loan can save you thousands in interest and fees and help you achieve your dreams.
Debt Consolidation
If you’re paying off more than one debt every month, it can be hard to manage. Combining your existing debts (not including any home loan debt you may have) into a single loan could give you more certainty and control. Credit Card loans generally have higher rates, and a good debt consolidation strategy can save you hundreds of dollars over loan life.
Why Choose Pi Financial Services?
Here are a few reasons why our clients trust us with their financial needs:
Expert Advice
Our team of experienced professionals is dedicated to providing personalised financial advice and solutions tailored to your unique circumstances.
Wide Range of Services
From home loans to investments and beyond, we offer a comprehensive suite of financial services to cater to all your needs.
Customer-Centric Approach
Your financial success is our top priority. We are committed to delivering exceptional service and support every step of the way.
Streamlined Processes
Our efficient processes and technology make it easy for you to access and manage your financial information.
Commitment to excellence
We strive to deliver exceptional customer service and maintain the highest standards of professionalism and integrity.
Get Started Today
Take the first step towards a brighter financial future with Pi Financial Services. Contact us today to schedule a consultation and learn how our expert team can help you achieve your financial goals.
